Terms and Conditions

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the Zunomoney.co.in website (the “Service”) operated by [Zunomoney] (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Nature of Content (Financial Disclaimer)

2.1. Information Only: The content provided on Zunomoney.co.in is for informational and educational purposes only. It is not intended to be, and should not be construed as, financial, investment, tax, or legal advice.

2.2. No Fiduciary Duty: We are not financial advisors, brokers, or dealers. No content on this Site creates a fiduciary relationship between you and Zunomoney.co.in.

2.3. User Responsibility: All investment decisions carry risk. You are solely responsible for conducting your own research and due diligence, and for making your own investment decisions. You should seek advice from a qualified professional before making any financial commitments.

3. Intellectual Property

3.1. Ownership: The Service and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of Zunomoney.co.in and its licensors.

3.2. Limited License: You are granted a limited, non-exclusive, non-transferable right to access and use the Service for your personal, non-commercial use only, provided you comply with these Terms.

3.3. Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service, except as generally permitted by standard web browser caching for personal viewing.

4. User Conduct and Restrictions

As a condition of your use of the Service, you agree not to:

Violate Laws: Use the Service for any unlawful purpose or in violation of any national or international law.
Harm Others: Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Service, or which, as determined by us, may harm Zunomoney.co.in or users of the Service.
Misrepresent: Impersonate or attempt to impersonate Zunomoney.co.in, a Zunomoney employee, another user, or any other person or entity.
Spam: Transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.

5. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

6. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Zunomoney.co.in does not warrant that:

a) the Service will function uninterrupted, secure, or available at any particular time or location;
b) any errors or defects will be corrected;
c) the Service is free of viruses or other harmful components; or
d) the results of using the Service will meet your requirements.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Insert the Country/State where your business is legally registered, e.g., India/Delhi], without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.