We’ve all been there. You open your banking app while standing in the checkout line. You glance at the big number at the top of the screen—it says ₹15,000. Great, you have enough for that ₹12,000 purchase. You swipe your card. Three days later, you get a notification: “Overdraft Fee: ₹500.” You check your app […]

When you start a side hustle, a freelancing gig, or a small shop, the first instinct is to keep things simple. You think, “Why open a new bank account? I’ll just accept the UPI payments and client transfers into my existing Savings Account.” It feels convenient. It’s free. And for a while, it works perfectly. […]

You diligently save your money, aiming for financial stability and growth, only to find small, persistent charges chipping away at your hard-earned interest. These are the hidden bank fees—the stealth tax on your savings account. While major fees are advertised, many smaller, situational charges can deplete your balance and cause unnecessary frustration. For beginners and […]

For couples in a committed relationship, sharing expenses often becomes a practical necessity long before marriage enters the conversation. Whether you’re splitting rent, managing travel funds, or saving for a shared future, pooling resources offers efficiency. However, choosing a joint bank account for non-married partners introduces unique legal and logistical considerations that must be addressed […]

In the digital age, money moves constantly. But when you initiate a transfer—whether paying a freelancer, sending money to family, or depositing your paycheck—it travels along one of two primary invisible “rails” in the banking system: the Automated Clearing House (ACH) network or the Wire Transfer network. While both methods move money from one bank […]